Jamiatul Ulama KZN Council of Muslim Theologians
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On Interest/ Usury ( Riba )
Narrated Jabir ibn Abdullah (Radiallahu Anhu): Allah’s Messenger(sallallahu alaiyhi wasallam) cursed the accepter of interest and its payer, and one who records it, and the two witnesses; and he said: They are all equal (Muslim).
“Allah will deprive usury of all blessing, but will give increase for deeds of charity” (Quran 2: 276).
Abu Huraira (Radiallahu Anhu) related that the Prophet (sallallahu alaiyhi wasallam) said: On the night of the Miraj I came upon a group of people whose bellies were like houses. They were full of snakes which could be seen from outside their bellies. I asked Gabriel who they were, and he told me that they were the people who had practiced Riba (Interest). (Ahmad, Ibn Maja)
Abdullah ibn Hanjalah (Radiallahu Anhu) related that the Prophet(sallallahu alaiyhi wasallam) said: A dirham of Riba (interest) knowingly taken by a man is a sin worse than committing Zina (fornication) 36 times (Ahmad, Daraqutni).
Inheritance and wills
“And unto each We have appointed heirs of that which parents and near kindred leave; and as for those with whom your right hands have made a covenant, give them their due. Lo! Allah is ever Witness over all things” (Quran 4:33)
Ibn Umar (Radiallahu Anhu) related that the Prophet(sallallahu alaiyhi wasallam) said: It is the duty of a Muslim man who has something which is to be given as a bequest not to have it for two nights without having his will written regarding it. (Bukhari, Muslim)
Anas related that the Prophet (sallallahu alaiyhi wasallam) said: If anyone deprives an heir of his inheritance, Allah will deprive him of his inheritance in Paradise on the Day of Resurrection. (Ibn Maja)
How do you earn your money?
Abu Huraira (Radiallahu Anhu) narrated that the Prophet (sallallahu alaiyhi wasallam) said: A time will come upon the people when one will not care how one gains one’s money, legally or illegally. (Bukhari)
It is reported by Jabir (Radiallahu Anhu) that the Prophet (sallallahu alaiyhi wasallam) said: The flesh and body that is raised on unlawful sustenance shall not enter Paradise. Hell is more deserving to the flesh that grows on one’s body out of unlawful sustenance. (Ahmad).
Abu Said (Radiallahu Anhu) related that the Prophet (sallallahu alaiyhi wasallam) said: The truthful and trustworthy businessman will be in the company of Prophets, saints and martyrs on the Day of Judgment. (Darimi, Tirmidhi)
Debts
It is narrated by Abu Musa Ashari (Radiallahu Anhu) that the Prophet(sallallahu alaiyhi wasallam) said: After the major sins which must be avoided, the greatest sin is that someone dies in a state of debt and leaves behind no asset to pay it off. (Darimi)
Loans
Abu Qatadah (Radiallahu Anhu) related that the Prophet (sallallahu alaiyhi wasallam) said: If anyone would like Allah to save him from the hardships of the Day of Resurrection, he should give more time to his debtor who is short of money, or remit his debt altogether. (Muslim)
The poor and your wealth
“Hast thou observed him who belieth religion? That is he who repelleth the orphan, and urgeth not the feeding of the needy” (Quran 107: 1-3).
Safwan ibn Salim (Radiallahu Anhu) related that the Prophet (sallallahu alaiyhi wasallam) said: Anyone who looks after and works for a widow and a poor person is like a warrior fighting for Allah’s cause, or like a person who fasts during the day and prays all night. (Bukhari)
Hoarding
“O you who believe! Lo! many of the (Jewish) rabbis and the (Christian) monks devour the wealth of mankind wantonly and debar (men) from the way of Allah. They who hoard up gold and silver and spend it not in the way of God, unto them give tidings (O Muhammad) of a painful doom” (Quran 9:34).
Charity and punishment
It is narrated by Anas bin Malik(Radiallahu Anhu) that the Prophet(sallallahu alaiyhi wasallam) said: Verily charity appeases the wrath of Allah and eases the sufferings of death. (Tirmidhi)
Extravagance
“Give the kinsman his due, and the needy, and the wayfarer, and squander not (your wealth) in wantonness. Lo! the squanderers were ever brothers of the devils, and the devil was ever an ingrate to his Lord” (Quran 17:26-27).
Amr ibn Shuaib (Radiallahu Anhu), on his father’s authority said that his grandfather related that the Prophet (sallallahu alaiyhi wasallam) said: When you eat, drink, give charity and wear clothes, let no extravagance or pride be mixed up with what you do. (Ibn Maja, Nasai).
Being a Miser
Abu Huraira narrated that the Prophet(sallallahu alaiyhi wasallam) said: Every day two angels come down from Heaven and one of them says, ‘O Allah! Compensate every person who spends in Your Cause,’ and the other (angel) says, ‘O Allah! Destroy every miser‘.(Bukhari).
Abu Said Khudri (Radiallahu Anhu) related that the Prophet (sallallahu alaiyhi wasallam) said: There are two habits which are never present together in a believer: miserliness and bad manners (Tirmidhi).
Jabir (Radiallahu Anhu) reported that the Prophet (sallallahu alaiyhi wasallam) said: Avoid doing injustice to others, for on the Day of Judgment, it will turn into manifold darkness, and safeguard yourself against miserliness, for it ruined those who were before you. It incited them to murder and treating the unlawful as lawful. (Muslim)
Moderation in giving
“And let not thy hand be chained to thy neck nor open it with a complete opening, lest thou sit down rebuked, denuded” (Quran 17:29).
(In reference to the slaves of Allah) “And those who, when they spend, are neither prodigal nor grudging; and there is ever a firm station between the two” (Quran 25:67).
Bribery
“And eat not up your property among yourselves in vanity, nor seek by it to gain the hearing of the judges that you may knowingly devour a portion of the property of others wrongfully” (Quran 2:188).
Contentment
Abu Huraira narrated that the Prophet (sallallahu alaiyhi wasallam) said: Wealth is not in having vast riches, it is in contentment. (Bukhari, Muslim).
Envy in wealth
Ibn Masud (Radiallahu Anhu) said I heard the Prophet (sallallahu alaiyhi wasallam) saying: There is no envy except in two: a person whom Allah has given wealth and he spends it in the right way, and a person whom Allah has given wisdom (i.e. religious knowledge) and he gives his decisions accordingly and teaches it to the others. (Bukhari).
Business conduct
Jabir(Radiallahu Anhu) related that the Prophet(sallallahu alaiyhi wasallam) said: May Allah show mercy to a man who is kind when he sells, when he buys, and when he makes a claim. (Bukhari)
