Nasihah (Advice): Giving and taking loans in cases of necessity
Sayyiduna Anas Bin Maalik Radhiyallahu Anhu reports that Rasulullah Sallallahu Alayhi Wasallam said:“On the night on which I was taken on Isra (Laylatul Mi’raaj), I saw written at the gate of Paradise: ‘Charity brings a tenfold reward and a loan brings an eighteen fold reward.’ I said: “O Jibril! Why is (giving) a loan better than (giving) charity?” He said: “Because the beggar (continues to) ask even when he has something, but the one who asks for a loan does so only because of need.” (Ibn Majah)
Question and Answer:
Q. My husband took a loan and gave me Mahr after Nikah. Is this correct and is the Mahr valid?
(Question received telephonically)
A. If a husband gave his wife Mahr by taking a loan, the validity of the Mahr will not be affected by the husband using borrowed money for the same. Hence, the Mahr was valid.
The responsibility to pay back the loan remains the husband’s responsibility and not the wife’s responsibility.
And Allah Ta’ala Knows Best
Mufti Ismaeel Bassa
Mufti Ebrahim Desai
(Islamic rulings on this Q&A newsletter are answered in accordance to the Hanafi Fiqh)