Home | Fatwa | Business | Can a debtor request a discount from his creditor if he pays him before the due date?

Can a debtor request a discount from his creditor if he pays him before the due date?


Nasihah (Advice): Do not take a loan for something that displeases Allah

Sayyiduna Abdullah Bin Ja’far Radhiyallahu Anhu reports that Rasoolullah Sallallahu Alayhi Wasallam said: “Allah will be with the debtor until he pays off his debt, so long as it (the loan) is not for something that Allah dislikes.” (Sunan Ibn Majah)



Question and Answer:


  1. I’m in the car business and I often I have to pay my accounts within 30 days from the date of invoice. Can I request my suppliers to give me a discount off the initial invoice if I pay them earlier, within 20 days? If they do, will this be allowed?


(Question published as received)


  1. If a creditor offers a discount to his debtor in the case of an early repayment of the loan to the creditor, the discount offered will be permissible.

Thus, in the enquired case, it will be permissible for you (debtor) to request a reduction in the amount owed to your suppliers (creditor) for repaying the loan earlier than its due date.

If there is any reduction in the loaned amount, the repayment of the reduced amount will be permissible.

And Allah Ta’ala Knows Best

(The answer hereby given is specifically based on the question asked and should be read together with the question asked. Islamic rulings on this Q&A newsletter are answered in accordance to the Hanafi Fiqh unless otherwise stated.) 


Fatwa Department
Jamiatul Ulama (KZN) 

Council of Muslim Theologians
223 Alpine Road, Overport

Durban, South Africa
Tel : +27 (0) 31 2077099

Email: fatwa@jamiat.org.za
Fax : +27(0) 31 2074163
Website : www.jamiat.org.za





Check Also

Buy Back Conditions in Transactions

  Nasihah (Advice): Earning a Halaal living   Sayyiduna Miqdaam radiyallahu anhu reported that Rasulullah (sallallahu …

Cupping and Salaah

  Nasihah (Advice): The benefits of Cupping Sayyiduna Ibn Abbas radiyallahu anhuma reported that Rasulullah (sallallahu …