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Using Zakaat to clear a debt

 

Nasihah (Advice): Seek refuge from debt

 

Sayyidatuna A’aisha Radhiyallahu Anha reports that Rasoolullah Sallallahu Alayhi often used to seek refuge (with Allah) from debt and sin. I said: ‘O Messenger of Allah, how often you seek refuge from debt!’ He said: “Whoever gets into debt speaks and lies, and makes promises and breaks them.” (Nasaai’)

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Question and Answer:

 

  1. A Muslim brother owes me a significant amount of money. A Muslim friend of mine is willing to pay the Muslim brother’s debt with Zakaat money. How can this be done Islamically?

 

(Question published as received)

 

 

  1. In principle, a creditor may accept the repayment of a loan from a third party on behalf of the debtor provided that the debtor is an eligible recipient of Zakaat and authorises the third party to do so. 

 

Hence, in the enquired situation, if the Muslim brother (the debtor) is an eligible recipient of Zakaat and he authorises your Muslim friend (the third party) to repay the loan owed to you (the creditor), it will be permissible for you to accept the repayment of the loan and the Zakaat will be discharged.

 

And Allah Ta’ala Knows Best

 

(The answer hereby given is specifically based on the question asked and should be read together with the question asked. Islamic rulings on this Q&A newsletter are answered in accordance to the Hanafi Fiqh unless otherwise stated.) 

 

Fatwa Department
Jamiatul Ulama (KZN) 

Council of Muslim Theologians
223 Alpine Road, Overport

Durban, South Africa
Tel : +27 (0) 31 2077099

Email: fatwa@jamiat.org.za
Fax : +27(0) 31 2074163
Website : www.jamiat.org.za

 

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